Last Updated: 4/17/2026

1. Acceptance of Terms

By accessing and using DeFi's services, you accept and agree to be bound by the terms and provision of this agreement.

2. Eligibility

To use our services, you must:

Be at least 18 years old
Have the legal capacity to enter into agreements
Not be prohibited from using financial services in your jurisdiction
Provide accurate and complete information

3. Loan Services

DeFi provides cryptocurrency lending services subject to:

Approval of your loan application
Verification of identity and creditworthiness
Compliance with applicable laws and regulations
Our risk assessment and lending criteria

4. Interest Rates and Fees

Interest rates are determined based on various factors including creditworthiness, loan amount, and market conditions. All applicable fees will be disclosed before loan approval.

5. Repayment

Borrowers are responsible for repaying loans according to the agreed terms. Failure to repay may result in additional fees, collection actions, and impact on credit score.

6. Risk Disclosure

Cryptocurrency lending involves risks including market volatility, regulatory changes, and potential loss of funds. You should carefully consider these risks before borrowing.

7. Limitation of Liability

DeFi's liability is limited to the maximum extent permitted by law. We are not liable for indirect, incidental, or consequential damages.

8. Governing Law

These terms are governed by applicable financial services regulations and laws.

9. Contact Information

For questions about these Terms of Service, contact us at:
Email: legal@defi.ly
Website: https://defi.ly